Find your take-home pay in seconds. Pick your state, enter your salary, and see exactly what hits your bank account after taxes.
Every US paycheck loses money to three things: federal income tax (marginal brackets, 10%–37% in 2025), state income tax (0% in nine states, up to 13% in California), and FICA (7.65% for Social Security and Medicare combined). Your employer withholds an estimate each pay period based on your W-4; the final bill is settled when you file.
Because state taxes vary so much, the same $80,000 salary can mean very different take-home pay in Texas versus California. Use a state calculator below for your exact number.
A paycheck calculator estimates your take-home (net) pay by subtracting federal income tax, state income tax, and FICA payroll taxes from your gross salary.
Nine states have no income tax on wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming.
It is an estimate using 2025 tax figures and simplified assumptions (single filer, standard deduction). Your actual paycheck depends on your W-4, pre-tax deductions, and local taxes.
FICA is the federal payroll tax: 6.2% for Social Security (on wages up to $176,100 in 2025) and 1.45% for Medicare. Employers match it.